We help Indians get every rupee their insurance owes them
₹26,000 Cr in insurance claims are rejected every year. People aren't confused about policies, they're scared of claims. We fix that, from purchase to payout.
InsurTech · AI-nativeIndia2 live products4Cr+ claims dispute Pipeline
Round closes
June 1st Week, 2026
₹4 Cr raise target
₹5L min. ticket
SAFE note via AngelList
AK
SR
PM
RN
VT
Angels & early believers
Our story
Built to solve the fear nobody talks about
After 150+ conversations with real policyholders, we kept hearing the same thing; People weren't just confused about which policy to buy. They were terrified of filing a claim. Agents disappear the moment you need them. Nobody explains why a claim was rejected. And once you've been rejected once, the anxiety never leaves.
We built Policygaido to be the advisor that stays with you, from choosing a policy to getting every rupee you're owed. Others show you policy brochures. We show you what you'll actually get paid.
A
Built during Antler AI Residency· India, 2026
Two live products
One continuous learning loop
Every claim resolved makes the next user's advice smarter. Both products feed each other. Claims data improves advisory accuracy, and trust earned in advisory drives claim volume.
Advisory platform
Policygaido
AI-powered health insurance advisor. Compare 200+ plans, decode your existing policy, and see claim-preview before you buy. No agents. No spam. Just clarity.
Upload your claim documents. AI detects unfair deductions and rejections, tells you what's recoverable, and guides redressal — step by step, automatically.
Antler AI Residency — 2026Selected from 600+ applicants. Secured $1M in AI build credits, perks along with equity-free grants.
fairClaims live — 4Cr+ claims pipeline₹ Turning claims pain into trust; already serving 10+ paid recovery engagements.
AI Insurance Advisor liveBeyond simple comparisons—our voice and text AI predicts your actual payout, not just brochure benefits, across 40+ insurers.
Early policy sales & strong B2B InterestReceived interest from brokers for gaido as copilot for their field agents (currently prioritizing larger B2C opportunity)
Raising now — Early Believers RoundBuilding a trust flywheel: win customers through claims support → transition them to better policies → become their default insurance advisor
Traction
4Cr+
Claims under assistance pipeline
10+
Paid recovery cases in progress
1.1 Lakh
Median Claim Dispute
B2B Demand
Strong Interest as Copilot for Insurance agents
The ask
Early Believers Round —
This is our first external raise, from people who believe in us early. TAM of $8B in distribution commissions. SOM of $240M across 2M high-urgency households. This round funds the trust flywheel.
Raise target
₹4 Cr
Instrument
SAFE note
Min. ticket
₹5L
Product & engineering
40%
GTM & claims acquisition
35%
Operations & compliance
15%
Buffer / infra
10%
What this capital unlocks
10 - 15K claims support, the social proof that unlocks advisory conversion
5000+ policy sales via advisory platform
IRDAI broker license secured
Hire growth roles
Building towards a strong Seed round, with a clear path to Series A once the trust flywheel scales.
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Clean cap table via AngelList.All investments are structured as SAFE notes and processed through AngelList's platform — giving you a professional investment experience, digital docs, and a clean cap table from day one. No spreadsheet tracking, no messy paperwork.
🏛
Interest in our category. We're already seeing inbound interest from institutional investors who believe this category is inevitable. This round positions us for a larger institutional raise in the next 9–12 months. Some notable investors with active thesis in this category.Elevation Capital ↗·Blume Ventures ↗
A note on risk:This is an early-stage company. Like all startups, there is a real possibility of partial or total loss of capital. We want anyone investing to go in clear-eyed — this is a bet on the team, the problem, and the early signals we've built. Invest only what you're comfortable with.